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History of Company: IntelliPenny is a product of MindTrust Technology, LLC, a software company based in Alabama.  MindTrust Technology, LLC is owned an operated by Stephen and Cindy Goodwin.  Stephen and Cindy are both software developers with a combined experience of 22 years in the software industry.  After working for other companies for many years they decided it was time to own their own company and use their talents to enrich the lives of others.

Purpose: The purpose of MindTrust Technology is to provide high quality software that meets the needs of individuals and helps make their lives a little easier.

About IntelliPenny: IntelliPenny evolved out of a desire to organize our family finances in a way that we didn't have to worry every time a bill arrived in the mail (monthly, quarterly, or yearly).


After reading Mary Hunt's book titled "Debt Free Living", I decided that I liked her plan for saving and setting aside money that will be used to pay future bills.  I understood the principle that if i paid my car insurance every six months instead of every month that I  would save on my insurance premiums.  But sometimes it is hard to come up with a chunk of money every six months instead of a little every month.   So we needed a way to implement this method of setting aside money for future expenses.  Being a software developer I decided to write us a little application that would help us in this endeavor.  So I wrote an application that allowed us to set aside money in sub-accounts and let the money accumulate until needed. 


As I was talking to some friends about how we do our bills and manage our finances we realized that there were others out there that thought the same way we did and would be interested in a program to help them implement this method.  We already had the program, so we decided it was time to share it with the world.


Realizing that our method of sub-accounts was basically the same method as the envelope system we decided to allow IntelliPenny to focus on that method since it was widely known and accepted.

IntelliPenny has helped us get a hold on our family finances and understand where all our money goes and we know it can help you too!
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